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Home Energy Efficiency Program for Scotland Loan Scheme

Included in the £103 million fund allocated by the Scottish Government to tackle fuel poverty 'head on', there has been a £14 million allocation for the Home Energy Efficiency Program for Scotland (HEEPS) Loan Scheme.

This interest free loan of up to £10,000 is targeted at owner-occupants and registered private sector landlords in Scotland wishing to conduct fabric improvements such as increased insulation or secondary glazing.

Although Ecoliving does not install these measures specifically, any initial fabric improvements made to your property will ultimately increase your homes' energy efficiency and provide a better starting point for further improvement relating to home energy provision.

We are committed to offering full-circle support for anyone wishing to make the switch to alternative heating and therefore are more than happy to advise and offer support through this crucial initial stage. The table below contains the full list of eligible applications for fabric improvement with longer repayment periods for larger sums. 

How do I apply?

To submit an application, call Home Energy Scotland on 0808 808 2282, who will arrange for an application form to be sent to you.

All loan applications must be for a measure which is contained within the table but most importantly, within the 'Recommendations for Improvements' section of your Green Deal Advice Report (GDAR) - so you need to have one of these conducted before you submit your application.

Along with the application form, you must include a copy of your GDAR and at least one quote for the works. Once the application has been received, the Energy Saving Trust will conduct a credit check on the named applicant and if successful, a loan offer will be granted. You must not start work until you have received a loan offer.

If your property is in council tax band A, B or C you are also entitled to receive a cashback grant from the Scottish Government's HEEPS cashback scheme.



Maximum Loan Value

Solid wall insulation (external and internal)


Cavity wall insulation


Loft insulation (0mm - 270mm)


Loft insulation (top-up 120mm - 270mm)


Room-in-roof insulation


Floor insulation (solid floor)


Floor insulation (suspended timber)


Flat roof insulation 


Boilers - gas, LPG or oil


Cylinder thermostat


Double/triple glazing (as a replacement for single glazing)


Secondary glazing (for properties with single glazing only)     


Fan assisted electric storage heaters


Warm air units


Insulated doors


Waste water heat recovery systems


Draught proofing


High heat retention storage heating systems


Flue gas heat recovery


Hot water tank insulation (uninsulated tank)


Please feel free to call us on 0141 309 5543 for more information or to discuss your options.

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Ecoliving is a specialist provider and award winner of micro-renewable energy solutions - heat pumps, biomass boilers, combined heat and power (CHP), underfloor heating, solar and wood burning stoves. We also offer service, repair and maintenance.

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65 Craigton Road
G51 3EQ

T: 0141 309 5543